Rates

Loan Rates/Policy Share and Certificate Rates Fee Schedule

Effective as of: 01/18/2018
Loan Rates/Policy
SHARE SECURED
FromToTerms
4.00%Up to 60 Months
6.00%61 Months to Maximum Term 120 Months
$500 Minimum/No Maximum
UNSECURED AND UNSECURED LINE OF CREDIT
FromToTerms
10.90%18.00%$10,000 Maximum
Approximate Terms:
$500 - $1,000 - 12 Months
$1,001 - $2,500 - 24 Months
$2,501 - $5,000 - 36 Months
$5,001 - $7,500 - 48 Months
$7,501 - $10,000 - 60 Months
Maximum credit limit is two times monthly gross salary.
Line of Credit Approval Good for 24 Months
VISA
FromToTerms
9.90%14.90%$10,000 Maximum - Line of Credit Approval Good for 24 Months
2X monthly gross salary
SHARE DRAFT OVERDRAFT LOAN
FromToTerms
18.00%$2,500 Maximum
Approximate Term - 24 Months
AUTOMOBILES*
FromToTerms
2.25%13.99%100% of Invoice, Including Tax and License and Warranty
Maximum Term - 84 Months
* VEHICLE MUST BE LESS THAN 10 YEARS OLD AND HAVE LESS THAN 100,000 MILES. MAX TERM 72 MONTHS IF FICO SCORE IS LESS THAN 600.
AUTO EQUITY
See Auto RatesSee applicable auto loan above.
NEW/USED RV
FromToTerms
4.99%16.99%80% of Purchase Price,Including Tax and License
Provided listed in Kelly Blue Book and loan does not
exceed Retail for New and Wholesale for used.
Term - Over $20,000 - 120 Months Maximum
Term - Over $10,000 to $20,000 - 60 Months Maximum
Term - Up to $10,000 - 48 Months Maximum
NEW/USED BOAT
FromToTerms
4.99%16.99%80% - See New/Used RV for details
NEW/ USED MOTORCYCLE
FromToTerms
4.99%16.99%80%
NEW JET SKI
Under $10,000 - 48 Month Maximum
$10,000 and Over - 60 Month Maximum
Open lending system - all repayment terms approximate. Interest rates based on credit worthiness