Rates

Loan Rates/Policy Share and Certificate Rates Fee Schedule

Effective as of: 12/15/2015
Loan Rates/Policy
SHARE SECURED
FromToTerms
4.00%Up to 60 Months
6.00%61 Months to Maximum Term 120 Months
$500 Minimum/No Maximum
UNSECURED AND UNSECURED LINE OF CREDIT
FromToTerms
10.90%18.00%$10,000 Maximum
Approximate Terms:
$500 - $1,000 - 12 Months
$1,001 - $2,500 - 24 Months
$2,501 - $5,000 - 36 Months
$5,001 - $7,500 - 48 Months
$7,501 - $10,000 - 60 Months
Maximum credit limit is two times monthly gross salary.
Line of Credit Approval Good for 24 Months
VISA
FromToTerms
9.90%14.90%$10,000 Maximum - Line of Credit Approval Good for 24 Months
2X monthly gross salary
SHARE DRAFT OVERDRAFT LOAN
FromToTerms
18.00%$2,500 Maximum
Approximate Term - 24 Months
AUTOMOBILES*
FromToTerns
2.35%14.99%100% of Invoice, Including Tax and License and Warranty
Maximum Term - 84 Months
* CURRENT MODEL PLUS 2 / USED AUTOS LISTED IN KELLY BLUE BOOK
AUTO EQUITY
See Auto RatesSee applicable auto loan above.
NEW/USED RV
FromToTerms
5.90%18.00%80% of Purchase Price,Including Tax and License
Provided listed in Kelly Blue Book and loan does not
exceed Retail for New and Wholesale for used.
Term - Over $20,000 - 120 Months Maximum
Term - Over $10,000 to $20,000 - 60 Months Maximum
Term - Up to $10,000 - 48 Months Maximum
NEW/USED BOAT
FromToTerms
5.90%18.00%80% - See New/Used RV for details
NEW MOTORCYCLE
FromToTerms
5.90%18.00%80%
NEW JET SKI
Under $10,000 - 48 Month Maximum
$10,000 and Over - 60 Month Maximum
Open lending system - all repayment terms approximate. Interest rates based on credit worthiness