Rates

Loan Rates/Policy Share and Certificate Rates Fee Schedule

Effective as of: 10/01/2013
Fee Schedule
General Fees
Membership Fee (one time only)$1.00
Account Reconciliation Fee (First time free)$25.00 per hour
Outgoing Domestic Wire Transfer Fee$20.00
Outgoing International Wire Transfer Fee$50.00
Stop Payment Order$10.00 each
Money Orders$2.00 each
Teller Checks$5.00 each
(Non-Profit Organizations receive 2 free per month)
Stop Payment Lost Stolen, Destroyed Teller Check$10.00
Fax Fee$5.00 each
Closure of Account within 90 Days of Opening$25.00
Copy of Statement$5.00 each
Return Mail Fee (Failure to notify of address change)$10.00
Address Locator Fee$15.00
Escheat Notification$2.00
Legal Processing of garnishment, levy, or subpoena$50.00
Christmas Club Early Withdrawal Fee$5.00
Option to reopen
Dormant Account Fee$5.00 per qtr
Inactive Account for 1 year
Duplicate Lien Release$20.00
Domestic Collections (incoming or outgoing$12.00 each
Account Research Fee$25.00
Verification of Deposit (Foreign inquiries)$12.00
Share Draft Accounts
Minimum Balance Fee$6.00
(If daily balance is below $500 or no recurring monthly direct deposit)
Insufficient Funds Fee$25.00
Insufficient Funds transfer Fee$5.00
(Transfer from savings)
Returned Deposited Third Party Check$25.00
Returned Deposited Personal Check$25.00
Stop Payment Order$10.00
Draft Copy$2.00 per draft
(First 2 free each statement period)
Check Printing FeeAt Cost
Account History$1.00 per page
Insured Money Market Accounts
Minimum Balance Fee$6.00
(If daily balance is below $2,500)
Check Printing FeeFree
(Pre-selected checks only available)
ATM Card and VISA DEBIT CARDS
Withdrawals$1.00 each
(First 10 free per month)
Transfers and Balance Inquiries$0.50 per transaction
POS Transactions$0.50 per transaction
Replacement of lost or stolen ATM/Debit card$10.00
Additional Card$5.00
Home Banking Fees
Internet Account Access OnlyNo Charge
Internet Account Access with Bill Pay Services$5.00 per month
(Waived with recurring monthly direct deposit)